Some things I know for sure, Americans love cars. And when we buy a car most of us out there are buying more than just the car. We are also buying a payment. Based upon your credit score, that payment can vary drastically, sometimes by hundred of dollars. I can hear my mom saying — never let your credit score get under 800. Those best practices alone have saved me thousands of dollars over the years. And a ton of grief from my mom.  Today on the show is Nicholas Hinrichsen. Along with his partner Chris Coleman, they started — WithClutch — helping Americans with challenged credit finance their cars without the element of the nagging mom.


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